The interchange agreement
Most intermodal equipment moves under the Uniform Intermodal Interchange and Facilities Access Agreement, known as the UIIA, administered by the Intermodal Association of North America. Motor carriers that sign it must keep certain insurance in force and on file, and individual equipment providers can add requirements through their addenda. Your agent should read the current requirements before quoting so the policy matches.
Coverage drayage carriers commonly carry
- Auto liability at the limit the agreement and your customers require
- Trailer interchange coverage for damage to containers and chassis in your possession under a written agreement
- Motor truck cargo for the contents of loaded containers
- General liability for terminal and yard exposures
- Physical damage for your own tractors
Terminal access
Drivers who need unescorted access to secure areas of port facilities generally need a Transportation Worker Identification Credential, known as a TWIC card, issued by the Transportation Security Administration. Terminals also maintain their own registration systems for trucking companies. These are not insurance documents, but terminals may check insurance status as part of registration.
Where claims come from
Tight turns at terminals, chassis with worn tires or brakes, overweight containers and long waits in traffic all raise risk. Pre-trip inspection of chassis you did not maintain, and reporting defects before leaving the terminal, protect both drivers and loss history.
Frequently asked questions
Does physical damage on my tractor cover a damaged container?
No. Damage to equipment you pull but do not own is handled by trailer interchange or a similar non-owned trailer coverage.
Who sets my insurance limits for interchange?
The interchange agreement and each equipment provider's terms. Customers may ask for more.